You just can’t escape motor insurance. It’s a legal requirement but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be grateful you have it. However, younger drivers have difficulty finding car insurance, never mind finding the cash to pay for it. If that sounds familiar, don’t be tempted to break the law to save a bit of cash. In the event of an accident claim you may very well come to regret it.

Not even half of the mainstream insurance companies in the UK will offer insurance to teenage drivers. Buying a policy with one of the few that will could cost £4,000 which is often more than the value of the vehicle. Because the average male teen driver accident claim is worth much more than the sort of claims their female counterparts might make, the boys pay the most for insurance.

Statistics support the insurance companies’ assumptions that teenage drivers are likely to have an accident claim made against them. In this age group, drivers are ten time more likely to kill or injure someone than drivers with experience. Still, many parents are acting illegally in their attempts to bring down the cost of insurance.

According to the Motor Insurer’s Bureau, one in every five teenage drivers has no insurance cover at all. Many others engage in a practice known as ‘fronting.’ This is the practice of insuring the parent as the main driver of a car with the teenager as a named driver when in fact it is the son or daughter who is the main driver. This might seem like a money saving option but it is not a good idea. It is against the law.

In the event of an accident claim being made the insurance company can investigate who really was the main driver and where policy holders have lied, there can be consequences. Parents and teenagers can be prosecuted and might find it difficult to get insurance again. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

Attitude surveys seem to show that many people use ‘fronting’ and that people believe it is harmless. However it certainly isn’t worth risking prosecution, or the cost of a whole accident claim settlement if the insurance company refuses to, no matter how much money you could save.

You just can’t avoid car insurance. It might be a legal requirement and an expense you could live without, but in the event of an accident claim being made against you, you’ll be happy you have it. However, younger drivers have a tough time even finding car insurance, never mind affording it. But whatever you do, don’t be tempted to try and break the law to save a bit of money. If there is ever an accident claim, you might very well regret it.

Not even half of the mainstream insurance companies in the UK will offer insurance to teenage drivers. Buying a policy with one of the few that will could cost £4,000 which is often more than the value of the vehicle. If a female teenage driver makes an accident claim, it is likely to be of lower value than one made by a male teenager, so it is the male teenagers who have the costliest policies.

Insurance companies are right to perceive teenage drivers as more likely to have an accident claim made against them. In this age group, drivers are ten time more likely to kill or injure someone than drivers with experience. Nonetheless, some parents are acting illegally in their attempts to bring down insurance costs.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is when parents claim to be the main driver of a car and name their child as another driver when in fact the child is the main driver. For some it is a harmless way of saving a bit of cash. It is illegal.

If an accident claim is made and the insurance company suspects that the teenager was the main driver, there can be serious consequences. Parents and teenagers can be prosecuted and might find it difficult to get insurance again. Also, insurers have the right to refuse to pay the accident claim settlement.

Attitude surveys seem to show that many people use ‘fronting’ and that people believe it is harmless. However it certainly isn’t worth risking prosecution, or the cost of a whole accident claim settlement if the insurance company refuses to, no matter how much money you could save.

You just can’t avoid car insurance. You’re legally obliged to have it, but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be very glad you have it. However, younger drivers have a tough time even finding car insurance, never mind affording it. If that sounds familiar, don’t be tempted to break the law to save a bit of cash. If there is ever an accident claim, you might very well regret it.

Under half of the major car insurance providers in the UK offer insurance for teenage drivers. Amongst those that do, it is common to see quotes as high as £4,000 which is often significantly more than the car is even worth. Male teenage drivers have the priciest premiums because female teenagers are statistically more careful and those that do make an accident claim tend to have lower value claims.

Statistics support the insurance companies’ assumptions that teenage drivers are likely to have an accident claim made against them. In this age group, drivers are ten time more likely to kill or injure someone than drivers with experience. But in trying to beat the insurance companies and drive down costs, some parents act illegally.

The Motor Insurers’ Bureau estimates that around a fifth of teenage drivers have no cover at all. Many more do what is known as ‘fronting.’ This is when parents claim to be the main driver of a car and name their child as another driver when in fact the child is the main driver. For some it is a harmless way of saving a bit of cash. It is illegal.

If an accident claim is made and the insurance company suspects that the teenager was the main driver, there can be serious consequences. Both parents and teenagers can be prosecuted and may struggle to get insurance again in the future. Insurers can also refuse to pay out some or all of the accident claim settlement.

Surveys seem to suggest that people think ‘fronting’ is harmless and that it is common practice. However, saving money, however much, is not worth the risk of prosecution or of having to pay for an entire accident claim settlement when the insurers refuse to.

You just can’t avoid car insurance. You’re legally obliged to have it, but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be very glad you have it. However, younger drivers have difficulty finding car insurance, never mind finding the cash to pay for it. If that sounds familiar, don’t be tempted to break the law to save a bit of cash. In the event of an accident claim you may very well come to regret it.

Under half of the major car insurance providers in the UK offer insurance for teenage drivers. Amongst those that do, it is common to see quotes as high as £4,000 which is often significantly more than the car is even worth. Male teenage drivers have the priciest premiums because female teenagers are statistically more careful and those that do make an accident claim tend to have lower value claims.

Insurance companies are right to perceive teenage drivers as more likely to have an accident claim made against them. Drivers in this age range are ten times more likely to either kill or injure another person on the roads than experienced drivers are. Nonetheless, some parents are acting illegally in their attempts to bring down insurance costs.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is when parents claim to be the main driver of a car and name their child as another driver when in fact the child is the main driver. Some see it as a harmless money saver. It is not even legal.

If an accident claim is made and the insurance company realises that the teenager has been the main driver all along, there are serious consequences. There may be prosecution and they might find they have problems getting insured again in the future. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

‘Fronting’ might seem harmless and surveys suggest many people are doing it. However, saving money, however much, is not worth the risk of prosecution or of having to pay for an entire accident claim settlement when the insurers refuse to.

There’s no avoiding car insurance. It’s a legal requirement but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be grateful you have it. However, younger drivers have a tough time even finding car insurance, never mind affording it. If that sounds familiar, don’t be tempted to break the law to save a bit of cash. In the event of an accident claim you will almost certainly regret it.

Not even half of the major companies providing car insurance will cover a teen driver. Buying a policy with one of the few that will could cost £4,000 which is often more than the value of the vehicle. If a female teenage driver makes an accident claim, it is likely to be of lower value than one made by a male teenager, so it is the male teenagers who have the costliest policies.

Rightly, insurers expect that teenage drivers are more likely to have an accident claim made against them. In this age group, drivers are ten time more likely to kill or injure someone than drivers with experience. Still, many parents are acting illegally in their attempts to bring down the cost of insurance.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is the practice of insuring the parent as the main driver of a car with the teenager as a named driver when in fact it is the son or daughter who is the main driver. This might seem like a money saving option but it is not a good idea. It is illegal.

If an accident claim is made and the insurance company realises that the teenager has been the main driver all along, there are serious consequences. Parents and teenagers can be prosecuted and might find it difficult to get insurance again. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

‘Fronting’ might seem harmless and surveys suggest many people are doing it. However, prosecution and paying the price of a whole accident claim settlement are too big risks to take to save a bit of cash.

You just can’t avoid car insurance. It might be a legal requirement and an expense you could live without, but in the event of an accident claim being made against you, you’ll be happy you have it. However, younger drivers have difficulty finding car insurance, never mind finding the cash to pay for it. If that sounds familiar, don’t be tempted to break the law to save a bit of cash. If there is ever an accident claim, you might very well regret it.

Under half of the major car insurance providers in the UK offer insurance for teenage drivers. Amongst those that do, it is common to see quotes as high as £4,000 which is often significantly more than the car is even worth. Because the average male teen driver accident claim is worth much more than the sort of claims their female counterparts might make, the boys pay the most for insurance.

Insurance companies are right to perceive teenage drivers as more likely to have an accident claim made against them. Drivers in this age group are ten times more likely to injure or kill someone on the roads than their more experienced counterparts. Nonetheless, some parents are acting illegally in their attempts to bring down insurance costs.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is when parents claim to be the main driver of a car and name their child as another driver when in fact the child is the main driver. For some it is a harmless way of saving a bit of cash. It is illegal.

In the event of an accident claim being made the insurance company can investigate who really was the main driver and where policy holders have lied, there can be consequences. There may be prosecution and they might find they have problems getting insured again in the future. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

‘Fronting’ might seem harmless and surveys suggest many people are doing it. However, prosecution and paying the price of a whole accident claim settlement are too big risks to take to save a bit of cash.

There’s no avoiding car insurance. It’s a legal requirement but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be grateful you have it. Unfortunately for them, young drivers have a hard time finding car insurance, let alone paying for it. If that sounds like you, you might be thinking about breaking the law to save some money. In the event of an accident claim you will almost certainly regret it.

Not even half of the mainstream insurance companies in the UK will offer insurance to teenage drivers. A policy with one of those that will is likely to cost as much as £4,000 which is usually more than the car’s value. Male teenage drivers have the priciest premiums because female teenagers are statistically more careful and those that do make an accident claim tend to have lower value claims.

Statistics support the insurance companies’ assumptions that teenage drivers are likely to have an accident claim made against them. Drivers in this age range are ten times more likely to either kill or injure another person on the roads than experienced drivers are. But in trying to beat the insurance companies and drive down costs, some parents act illegally.

According to the Motor Insurer’s Bureau, one in every five teenage drivers has no insurance cover at all. For many others ‘fronting’ is a temptation. This is the practice of insuring the parent as the main driver of a car with the teenager as a named driver when in fact it is the son or daughter who is the main driver. For some it is a harmless way of saving a bit of cash. It is against the law.

If an accident claim is made and the insurance company suspects that the teenager was the main driver, there can be serious consequences. Both parents and teenagers can be prosecuted and may struggle to get insurance again in the future. Also, insurers have the right to refuse to pay the accident claim settlement.

‘Fronting’ might seem harmless and surveys suggest many people are doing it. However, saving money, however much, is not worth the risk of prosecution or of having to pay for an entire accident claim settlement when the insurers refuse to.

You just can’t escape motor insurance. It might be a legal requirement and an expense you could live without, but in the event of an accident claim being made against you, you’ll be happy you have it. Unfortunately for them, young drivers have a hard time finding car insurance, let alone paying for it. But whatever you do, don’t be tempted to try and break the law to save a bit of money. If there is ever an accident claim, you might very well regret it.

Not even half of the mainstream insurance companies in the UK will offer insurance to teenage drivers. Amongst those that do, it is common to see quotes as high as £4,000 which is often significantly more than the car is even worth. If a female teenage driver makes an accident claim, it is likely to be of lower value than one made by a male teenager, so it is the male teenagers who have the costliest policies.

Statistics support the insurance companies’ assumptions that teenage drivers are likely to have an accident claim made against them. Drivers in this age group are ten times more likely to injure or kill someone on the roads than their more experienced counterparts. But in trying to beat the insurance companies and drive down costs, some parents act illegally.

According to the Motor Insurer’s Bureau, one in every five teenage drivers has no insurance cover at all. Many others engage in a practice known as ‘fronting.’ This is the practice of insuring the parent as the main driver of a car with the teenager as a named driver when in fact it is the son or daughter who is the main driver. This might seem like a money saving option but it is not a good idea. It is against the law.

If an accident claim is made and the insurance company suspects that the teenager was the main driver, there can be serious consequences. Parents and teenagers can be prosecuted and might find it difficult to get insurance again. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

Attitude surveys seem to show that many people use ‘fronting’ and that people believe it is harmless. However, prosecution and paying the price of a whole accident claim settlement are too big risks to take to save a bit of cash.

You just can’t avoid car insurance. You’re legally obliged to have it, but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be very glad you have it. However, younger drivers have difficulty finding car insurance, never mind finding the cash to pay for it. If that sounds like you, you might be thinking about breaking the law to save some money. In the event of an accident claim you will almost certainly regret it.

Not even half of the major companies providing car insurance will cover a teen driver. Buying a policy with one of the few that will could cost £4,000 which is often more than the value of the vehicle. Because the average male teen driver accident claim is worth much more than the sort of claims their female counterparts might make, the boys pay the most for insurance.

Insurance companies are right to perceive teenage drivers as more likely to have an accident claim made against them. In this age group, drivers are ten time more likely to kill or injure someone than drivers with experience. Nonetheless, some parents are acting illegally in their attempts to bring down insurance costs.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is when parents claim to be the main driver of a car and name their child as another driver when in fact the child is the main driver. Some see it as a harmless money saver. It is illegal.

In the event of an accident claim being made the insurance company can investigate who really was the main driver and where policy holders have lied, there can be consequences. Parents and teenagers can be prosecuted and might find it difficult to get insurance again. Also, insurers have the right to refuse to pay the accident claim settlement.

Attitude surveys seem to show that many people use ‘fronting’ and that people believe it is harmless. However, prosecution and paying the price of a whole accident claim settlement are too big risks to take to save a bit of cash.

There’s no avoiding car insurance. It’s a legal requirement but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be grateful you have it. However, younger drivers have difficulty finding car insurance, never mind finding the cash to pay for it. If that sounds like you, you might be thinking about breaking the law to save some money. If there is ever an accident claim, you might very well regret it.

Under half of the major car insurance providers in the UK offer insurance for teenage drivers. Buying a policy with one of the few that will could cost £4,000 which is often more than the value of the vehicle. Male teenage drivers have the priciest premiums because female teenagers are statistically more careful and those that do make an accident claim tend to have lower value claims.

Rightly, insurers expect that teenage drivers are more likely to have an accident claim made against them. In this age group, drivers are ten time more likely to kill or injure someone than drivers with experience. But in trying to beat the insurance companies and drive down costs, some parents act illegally.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is when a teenager is the main driver of the car but tells the insurance company that their mother or father mostly drives the car. Some see it as a harmless money saver. It is not even legal.

In the event of an accident claim being made the insurance company can investigate who really was the main driver and where policy holders have lied, there can be consequences. Both parents and teenagers can be prosecuted and may struggle to get insurance again in the future. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

Surveys seem to suggest that people think ‘fronting’ is harmless and that it is common practice. However, prosecution and paying the price of a whole accident claim settlement are too big risks to take to save a bit of cash.

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