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  • Accident Lawyer San Antonio May 18, 2012
     Powered by Max Banner Ads People believe that after they buy an insurance policy they are already covered. They believe that if they are in an injury all they have to accomplish is contact the insurer and all is going to be looked after and everything must to smoothly. But by and large issues don't go […]
    PersonalInjury
  • What a Chicago Injury Attorney Can Help You With May 17, 2012
    There are plenty of people who get into accidents that are not aware of the fact that they are eligible for damage claims if they sustain injuries. Car accidents, medical mess ups and the like happen day to day when it comes to the Chicago, Illinois area. If you think that you are qualified for […]
    PersonalInjury
  • What About a Chicago Injury Attorney? May 17, 2012
    When accidents happen, injuries normally surface but the problem is that victims are not aware of the privileges that they have when it comes to this. The thing about Chicago, Illinois is that there are plenty of accidents that happen here on a regular basis from car crashes to dog bites. It is a Chicago […]
    PersonalInjury
  • When a Chicago Injury Attorney can Help You Out May 17, 2012
    There are plenty of people who get into accidents that are not aware of the fact that they are eligible for damage claims if they sustain injuries. The thing about Chicago, Illinois is that there are plenty of accidents that happen here on a regular basis from car crashes to dog bites. If you think […]
    PersonalInjury
  • Picking a Capable Attorney to Handle a Personal Injury Trial May 17, 2012
    Personal injury cases are a big the main law business. Personal injury refers to any kind of injury to the body, mind, or emotions, instead of injury to the property or possessions of a person. It is most commonly used to refer to tort lawsuits in which allege that the plaintiff’s injuries are actually caused […]
    PersonalInjury
  • Protect Your Insurance Plan With A Personal Injury Lawyer May 17, 2012
    People think that after they buy an insurance policy they are already insured. They believe that if they are in an injury all they have to do is contact the insurance company and all will be looked after and everything should go smoothly. But generally issues don't go smoothly and that is why it is […]
    PersonalInjury
  • Protect Your Insurance Plan With A Personal Injury Lawyer May 16, 2012
    People think that after they buy an insurance plan they're absolutely covered. They believe that if they're in an injury all they have to accomplish is contact the insurance company and all will be looked after and things must to smoothly. But generally things do not go smoothly and that's why it is vital that […]
    PersonalInjury
  • Protect Your Insurance Policy Along With A Personal Injury Attorney May 16, 2012
    People think that after they buy an insurance policy they're already covered. They feel that if they're in an injury all they need to accomplish is contact the insurer and all is going to be looked after and things should go easily. But by and large issues don't go easily and that is why it […]
    PersonalInjury
  • San Antonio Personal Injury Attorney May 16, 2012
    People think that once they buy an insurance plan they're absolutely covered. They feel that if they're in an injury all they need to accomplish is contact the insurer and everything will be taken care of and everything should go smoothly. But by and large things don't go smoothly and that is why it is […]
    PersonalInjury
  • Protect Your Insurance Plan With A Personal Injury Attorney May 16, 2012
    People believe that once they buy an insurance policy they are absolutely insured. They believe that when they are involved in an injury all they need to do is contact the insurance company and all will be looked after and everything should go smoothly. But generally things do not go smoothly and that's why it […]
    PersonalInjury

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You just can’t avoid car insurance. It’s a legal requirement but in the event of needing to make an accident claim or, more importantly, having one made against you, you’ll be grateful you have it. However, younger drivers have difficulty finding car insurance, never mind finding the cash to pay for it. If that sounds like you, you might be thinking about breaking the law to save some money. In the event of an accident claim you may very well come to regret it.

Under half of the major car insurance providers in the UK offer insurance for teenage drivers. Amongst those that do, it is common to see quotes as high as £4,000 which is often significantly more than the car is even worth. Male teenage drivers have the priciest premiums because female teenagers are statistically more careful and those that do make an accident claim tend to have lower value claims.

Statistics support the insurance companies’ assumptions that teenage drivers are likely to have an accident claim made against them. Drivers in this age range are ten times more likely to either kill or injure another person on the roads than experienced drivers are. Nonetheless, some parents are acting illegally in their attempts to bring down insurance costs.

Around one fifth of teenage drivers have no insurance at all, according to the Motor Insurers’ Bureau. Many others engage in a practice known as ‘fronting.’ This is when parents claim to be the main driver of a car and name their child as another driver when in fact the child is the main driver. Some see it as a harmless money saver. It is not even legal.

If an accident claim is made and the insurance company realises that the teenager has been the main driver all along, there are serious consequences. Parents and teenagers can be prosecuted and might find it difficult to get insurance again. Not only this, but insurance companies can also refuse to pay part or all of the accident claim compensation.

‘Fronting’ might seem harmless and surveys suggest many people are doing it. However, saving money, however much, is not worth the risk of prosecution or of having to pay for an entire accident claim settlement when the insurers refuse to.


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