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For UK residents residing in an historical or unique edifice, such as a thatched cottage, it's not that hard to obtain a good specialist home insurance. When you plan to get a home insurance quote, here are things you need to think about. Ask about separate flood insurance if your live in a flood-prone area. Insurance for fire-prone thatched homes should cover both the loss and the rebuild cost. If your house was built using timber frame using the old techniques, it should still be insured. Remember that in case of substantial damage to your unique building, it's better to have a good specialist home insurance.
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